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Why PPS?
PPS is the only insurance company in the world with a mutuality structure
PPS exists solely for graduate professionals — no shareholders, no outside owners, just members.
100% of PPS’s operating profits are allocated back to qualifying members through the PPS Profit-Share Account.
PPS profit-share example
Year on Year compound interest and allocation
What the client paid for his PPS benefits
What the client received back in the same year
As a mutual financial services company, PPS reinvests all value back into its members, not the market
Total allocation after 15 years
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