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Why PPS?
PPS is the only insurance company in the world with a mutuality structure
PPS exists solely for graduate professionals — no shareholders, no outside owners, just members.
100% of PPS’s operating profits are allocated back to qualifying members through the PPS Profit-Share Account.
As a mutual financial services company, PPS reinvests all value back into its members, not the market
PPS profit-share example
Year on Year compound interest and allocation



What the client paid for his PPS benefits
What the client received back in the same year
Total allocation after 15 years
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